Residential • Commercial • SBA • Non-QM
Financing That Moves You Forward
From homebuyers to business owners, we help you find the right financing solution for your goals.
Residential • Commercial • SBA • Non-QM
Financing Guidance You Can Trust
$170M+
Funded & Counting
$150M+
Residential
$20M+
Commercial
Texas
Local Roots
Our Loan Solutions
Residential & Commercial — All Under One Roof
Residential Loans
Financing for your next home
- FHA
- VA
- Conventional
- Jumbo
- USDA
- Bank Statement
- ITIN
- DSCR
- Foreign National
Commercial & SBA Loans
Financing for your business goals
- SBA 7(a)
- SBA 504
- Construction
- Gas Stations
- Schools
- Warehouses
- Manufacturing
Welcome to Point Capital Services
Financing built around your goals
We are a financial services company providing mortgage and financing solutions for residential and commercial needs in Texas. Through our network of lending partners, we provide access to a wide range of financing options designed to help homeowners, investors, and business owners achieve their goals.
Our mission is to educate and empower our clients by providing clear information about rates, pricing, costs, and financing options so they can make informed financial decisions with confidence.

Transparent Pricing
Clear costs and financing options — no unexpected surprises.

Personalized Service
We take the time to understand your goals and guide you throughout the process.

Efficient Closings
We keep the process moving and work to make your transaction as smooth as possible.

Financial Literacy
We educate you on your options so you can make informed financial decisions.
How It Works
A Simple Path to the Right Financing

Initial Consultation
Tell your loan officer about your situation — your goals, timeline, and any challenges you've faced. We'll review your needs and help identify financing options that may fit your situation. Free, no obligation.

Document Collection
Submit your required documents. We'll provide a clear checklist based on your loan type and help you understand what's needed to keep the process moving.

Evaluation & Approval
We coordinate the application, documentation, appraisal, and lender review process. We'll keep you updated and help keep everything moving toward approval.

Closing & Funding
Review and sign the final documents, complete the closing process, and move forward with funding. Whether you're receiving the keys to your new home or capital for your business, we're here to help you through the final steps.
Why Choose Us
A trusted broker with long-standing lender relationships
Big banks typically offer products from their own lending portfolio — we don’t work that way. As an independent broker, our long-standing relationships with multiple lenders allow us to shop your loan and explore competitive rates and financing programs based on your specific situation, whether you’re buying your first home or acquiring a business.
We believe great service goes beyond just numbers. We take the time to educate every client on rates, pricing, and costs — so you fully understand your options before making a decision.
And when traditional financing doesn’t fit, that’s often where our work begins. We look deeper into your situation and explore alternative financing options that may be available.
With Point Capital Services, you get access to multiple lending options, honest expert guidance, and personalized service from a team that’s with you throughout the financing process.

Competitive Pricing
We educate every client on rates, pricing, and costs so you can make an informed financial decision based on your goals.

Free Consultations
Talk to a loan officer today. Get a free consultation with no obligation and no hard credit pull.*

Refinance
We compare options from multiple lenders to help identify a refinance solution that fits your specific situation.

Responsive Support
Our team stays accessible by phone, text, and email to provide timely updates and support throughout the process.
Commercial & SBA Financing
Fund your business. Own your future
SBA 7(a)
Construction
Business Acquisition
SBA 504
Commercial Real Estate
Equipment
$20M+
Commercial loans funded
